Frontlist | The Five Best Fintech Books To Get You Started
Frontlist | The Five Best Fintech Books To Get You Startedon Feb 09, 2021 Fintech is exploding by any metric: funding, customer counts, revenues, corporate acquisitions... The number of people working in fintech has also grown prodigiously over the last few years. As people migrate from other sectors into fintech for the first time, I frequently get asked the same question: what can I read to learn about the space? There are many answers. The number of fintech newsletter writers has grown just as quickly (maybe more quickly?) than that of new employees. Many Substacks (mine among them), Clubhouse conversations, and podcasts cover topics from product insights to deep-dives to weekly news wrap-ups to contextualizing fintech more broadly. A few months ago, I profiled some of those writers here at Forbes. But to really develop a better understanding for why fintech matters, there are five books I highly recommend: 1. The Unbanking of America, by Lisa J. Servon If there is one book that should be required reading for people starting in fintech, it is this one. The Unbanking of America, written by University of Pennsylvania chair of the City and Regional Planning Department Lisa Servon, takes a critical view of how the financial services industry is fracturing into two distinct systems: one for rich consumers, and one for the half of Americans living paycheck to paycheck. It’s a troubling statistic: almost half of Americans work in low-wage jobs. And while the book’s subtitle is How the New Middle Class Survives, the book itself paints a picture of a US in which the middle class no longer exists. Instead, the rising cost of living paired with income volatility, low savings, overused credit, and an anemic job market have driven many Americans out of the mainstream banking system to alternative financial services providers.
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